About Finigma
At Finigma, we believe everyone deserves access to powerful, modern financial tools—not just the wealthy. Our mission is to create a unified ecosystem that simplifies investing, lending, and banking through cutting-edge technology and community-focused values.
Our Story
Founded in 2023 by a team of finance professionals and AI experts, Finigma was born from a simple observation: while technology has transformed many industries, the financial system still primarily serves the privileged few. We set out to change that by building a comprehensive financial platform that leverages artificial intelligence to democratize access to sophisticated financial services.
Our founding team brings together decades of experience from leading financial institutions, technology companies, and research organizations. This diverse expertise allows us to approach financial challenges from multiple perspectives and develop innovative solutions that truly address the needs of everyday Americans.
Our Mission
We’re on a mission to rebuild America’s middle class by providing the financial tools and knowledge needed to thrive in today’s economy. We aim to:
- Close the financial literacy gap through education and personalized guidance
- Democratize wealth creation with accessible investment opportunities
- Provide fair and transparent lending solutions
- Offer secure and convenient banking services designed for modern needs
- Empower individuals to take control of their financial future
Our Core Values
Innovation
We continuously push the boundaries of what’s possible in financial technology, leveraging the latest advancements in AI and machine learning to create better financial solutions.
Inclusion
We design our products and services to be accessible to everyone, regardless of their financial background or expertise.
Transparency
We believe in clear, straightforward communication about our products, services, fees, and how we use data.
Security
We implement the highest standards of security to protect our clients’ financial information and assets.
Community
We’re committed to strengthening the communities we serve through financial empowerment and education.
What We Offer
1. AI Investment Platform
Our flagship product is a fully automated investment service that leverages advanced AI to help you grow your wealth with confidence. The platform analyzes market trends, economic indicators, and your personal financial situation to create and manage a diversified portfolio tailored to your goals.
2. Finigma Lending
We provide personalized lending solutions—from mortgages and bridge loans to small business financing—designed to meet the unique needs of middle-class Americans. Our AI-powered underwriting process considers a broader range of factors than traditional lenders, allowing us to offer competitive rates to more people.
3. Finigma Bank
Backed by our bank charter, Finigma Bank ties it all together—giving you a secure home for your money, savings, and growth. Our digital banking platform offers all the features you’d expect from a modern bank, with the added benefits of seamless integration with our investment and lending services.
Our Team
Finigma is led by a diverse team of experts in finance, technology, and customer experience. Our leadership team includes former executives from major financial institutions, successful fintech entrepreneurs, and renowned AI researchers, all united by a common mission to transform financial services for the middle class.
Why Choose Finigma?
- Personalized Financial Solutions: Tailored insights and recommendations powered by artificial intelligence
- Inclusive Approach: Financial products designed for individuals, families, and entrepreneurs at all stages of their financial journey
- Integrated Ecosystem: Seamless connection between investing, lending, and banking services
- Educational Resources: Comprehensive tools and content to help you make informed financial decisions
- Mission-Driven: A shared commitment to empowering the everyday American dream
Join us on our mission to create a more inclusive and accessible financial system for all Americans.